LeDuc Toan, NguyenHuu Phu, HoVan Nhan, HoThi Phi Yen, NguyenQuang Tam, and LeNguyen Ngoc Anh. “Technology Acceptance and Future of Internet Banking in Vietnam”. Foresight and STI Governance 12, no. 2 (June 11, 2018): 36-48. Accessed July 30, 2025. https://foresight-journal.hse.ru/article/view/19367.